S
Sanjay Bose
posted on 17 May10 years of renting, finally pulling the trigger
₹1.8 Cr for a 3BHK in Sector 65, that's what I saw last week. I'm so fed up of renting, landlord raised rent again, toh finally taking the plunge for a property in Mohali. But confused between under-construction and ready-to-move. Builders like DLF and Emaar have some good projects, but under-construction mein RERA ka darr rehta hai, right? Delivery mein delay ho gaya toh? Ready-to-move mein price thoda high lagta hai, like a 2BHK in Sector 82 is ₹90L+ easily. Matlab, EMI vs rent math ko kaise balance karein? Should I risk an under-construction project for a better deal, ya ready-to-move leke peace of mind? What are people's experiences with possession delays in Mohali projects? Any specific builders ya areas to avoid/recommend?
#under-construction#ready-to-move#mohali-real-estate#first-time-buyer#possession-delay
Comments
Bhai, your situation sounds exactly like mine, word for word! Mohali mein rates thoda better lagte hain compared to Gurgaon, that's what I've observed too. But under-construction ka darr toh hai hi, especially with stories of builders just disappearing. I'm also looking at a 2BHK in Sector 123, Mohali, and the builder ke reviews mixed hain. Ready-to-move mein budget hil jaata hai, it's like a 20-30% premium sometimes. It's a real dilemma, this EMI vs. rent math is killing me. How do you even begin to decide?
Ultimately, it boils down to your risk appetite and how much homework you're willing to do. If you choose under-construction, deep dive into the builder's past projects, talk to existing buyers, check RERA