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Amandeep Kaur
posted on 7 MayAdvaitha Aksha loan approvals are smoother
₹1.2 crore for a 3BHK in Sarjapur Road is a big jump. I'm checking Advaitha Aksha and SSVR Acacia. Main tension hai bank loan approvals ka. I work in real estate, but buying for myself, I need ground reality. Kaunsa builder bank loans ke liye better support karta hai? Post-possession maintenance charges ka kya scene hai? Builders often hide these.
#sarjapur-road#bank-loans#maintenance-charges#advaitha-aksha#ssvr-acacia
Comments
U8, safer *
Post-possession maintenance is a scam, 100%. They quote one figure, and then after handover, it triples. My friend in Agrahara Layout is paying double what was initially promised. Plus, with the current market conditions in Bengaluru, prices are already high, so every extra charge pinches. Don't let them trap you with low maintenance quotes initially. Always get it in writing, with clear clauses for revision and what's included.
But how do you even verify maintenance charges before possession? Builders toh bol dete hain 'market rate' hoga.
U9, you hit the nail on the head! My dad always says, check the maintenance agreement thoroughly, not just the brochure. Some builders even tie you into their facility management company for years, with no option to switch, and then hike charges aggressively. It's a hidden cost that can really add up over time, so be very careful.
My cousin bought in Aavalahalli, and the builder promised smooth loan approvals but it was a nightmare. Had to run behind the bank for months. Is Advaitha Aksha even RERA registered properly? That's the first thing to check for any new project, especially with no past projects.
So, SSVR Acacia is a safer bet then for loans?
U6, exactly! My bank manager straight up told me they're wary of new builders. For my flat near Adigara Kallahalli, the bank took almost 3 months just for property verification because the builder was relatively new. It was so stressful, thinking the deal might fall through after all that effort. So, loan approval isn't just about your CIBIL score, it's also heavily dependent on the builder's credibility and their project history.
Jaise U5 ne pucha, Advaitha Aksha RERA registered toh hai, but the builder Advaitha Ventures (P) Ltd has 0 total projects. That's a huge red flag for many banks. They prefer builders with at least 2-3 completed projects under their belt for easier approvals.
Advaitha Ventures ka track record toh zero hai, bhai. Unke website pe bhi kuch projects nahi dikh rahe. ₹1.2 Cr is a huge amount to risk on a builder with no past deliveries. SSVR Acacia ka better reputation hai, but even they have their issues. Bank loans ke liye, usually established builders ke projects ko banks easily approve karte hain, because due diligence already ho chuka hota hai. Naye builders ke saath process lamba ho jaata hai.
Totally agree about the bank loan tension! That's my biggest worry too.
₹1.2 Cr for Sarjapur is steep, especially for a first-time buyer. Advaitha Aksha? Never heard of them, yaar. Bank loan support is crucial, but check the builder's track record first. My friend got stuck with a project near Akshayanagar where the builder delayed everything by years.
₹1.2 crore for a 3BHK in Sarjapur Road is a big jump. I'm checking Advaitha Aksha and SSVR Acacia. Main tension hai bank loan approvals ka. I work in real estate, but buying for myself, I need ground reality. Kaunsa builder bank loans ke liye better support karta hai? Post-possession maintenance charges ka kya scene hai? Builders often hide these.