A
Arvind Krishnan
Bangalore mein ready property ka premium worth it hai kya?
Bangalore property scene has me really confused these days. Fed up of renting, landlord ne fir rent badha diya. Finally thinking of buying. Dekh raha hoon Signature Classic aur Keya Spring. Signature Classic ongoing hai, price thoda theek lag raha. Keya Spring ready hai but kaafi expensive, matlab 1.6 Cr se shuru. Ongoing ka risk lena chahiye kya? Matlab possession mein delay ka tension. Aur investment ke liye, 5 saal mein kaunsa better ROI dega? Ready property ya under-construction? Koi experience hai in projects se ya builders se?
#bangalore-property#under-construction#ready-to-move#investment-potential#first-time-buyer
Comments
I'm in a similar boat. My landlord increased rent in Agrahara Layout and now I'm seriously considering buying. The thought of paying extra for ready property just to avoid builder delays is depressing. Bangalore ka market toh paagal ho gaya hai. Koi middle ground nahi hai kya, like a property that's almost ready but still a bit cheaper than fully ready-to-move?
ROI ke liye, usually under-construction better rehta hai if you get in early and the project finishes on time. The price appreciation from booking to possession can be significant. But that's a big 'if'. Ready property mein appreciation utna fast nahi hota, but you get rental income immediately, which offsets some EMI. So it depends on your financial stability and risk appetite.
RERA number hone se bhi kya hota hai? Fine lagta hai builder pe, but humein toh ghar chahiye hota hai na. Penalty se ghar toh nahi milta. Keya Spring ka premium is for peace of mind and immediate occupancy. Plus, no GST on ready properties, that's a big saving too.
Haan, exactly. Mera cousin ne Akshayanagar mein ek under-construction liya tha 3 saal pehle, aur abhi uska value 30% badh gaya hai. But usko 1 saal delay bhi mila. Woh bolta hai ki stress toh bahut tha, but worth it hua. Signature Classic ka RERA number toh hai, toh at least kuch legal recourse toh rahega agar bahut zyada delay hua.
Dekho, mere hisaab se agar budget tight hai, toh under-construction mein jaana padta hai, but builder ka track record bahut important hai. Signature Classic ke reviews kaise hain? Kisi ko experience hai inke pichle projects se? Aavalahalli mein inka ek project tha, suna hai wahan bhi delays hue the.
Quality check toh theek hai, but 1.6 Cr is a huge jump. That's almost double! Ready property mein EMI toh immediately shuru ho jayegi. Under-construction mein agar builder acha hai, aur possession date reasonable hai, you save quite a bit and can plan finances better. Plus, market appreciation ka benefit bhi milta hai before possession.
Sahi keh rahe ho. Builder ka reputation sabse pehle dekho. Maine bhi Signature Classic dekha tha, units 164 hain, so not a huge project. Small builders mein delays common hain. Ready property ka ek faayda ye bhi hai ki aap quality check kar sakte ho, under-construction mein sirf sample flat dikhate hain.
Keya Spring 1.6 Cr se shuru? That's a massive premium for a first-time buyer. Ready property ka sukoon toh hai, but is it really worth almost double the price? Bangalore market mein under-construction abhi bhi thoda risky lag raha hai, especially small builders ke saath.
Bhai, totally feel your pain! Rent badhana toh common ho gaya hai. Signature Classic ka price range sunke thoda hope mil raha hai, but ongoing ka tension toh hai. Koi batao yaar, 2023-12-01 possession date realistic hai kya? Builders ka toh pata hi hai...
Exactly! Mereko bhi Signature Classic ka location achha laga tha, but ongoing project ka risk lena hi padta hai ya fir Keya Spring jaisa ready property ka double price dena padta hai. Bahut mushkil hai decision lena. ROI ka part bhi important hai, 5 saal mein kaunsa better dega?
Haan yaar, Signature Classic ka price theek hai, but RERA site pe check kiya tha, PRM/KA/RERA/210409/004122. Possession date 2023-12-01 dikha raha hai, but abhi toh October ho gaya. Delays toh pakka honge, mera friend ka project Adigara Kallahalli mein bhi aise hi phase mein tha, 6 mahine late hua.