Bank loan rates are not what they seem
Krishna Kunj — been looking at a 2BHK here, specifically a project by Ansal API. The property price feels somewhat manageable, but honestly, the home loan process is stressing me out. My parents keep saying interest rates are too high right now, but every bank website shows something different, and it's confusing. Which bank did you guys go with for your home loan in Rajkot? Did anyone get a genuinely good deal recently? HDFC, ICICI, SBI... they all have so many hidden charges, processing fees, and I'm not sure what's negotiable or even allowed. Is it true some banks don't fund certain projects or areas? I had no idea about that. Any tips on getting the best rate or what to watch out for in the loan agreement? Ab samajh nahi aa raha where to even start with this whole thing. Any advice is super welcome!
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Krishna Kunj — been looking at a 2BHK here, specifically a project by Ansal API. The property price feels somewhat manageable, but honestly, the home loan process is stressing me out. My parents keep saying interest rates are too high right now, but every bank website shows something different, and it's confusing. Which bank did you guys go with for your home loan in Rajkot? Did anyone get a genuinely good deal recently? HDFC, ICICI, SBI... they all have so many hidden charges, processing fees, and I'm not sure what's negotiable or even allowed. Is it true some banks don't fund