Broker buying in Ghaziabad: My all-in cost shock

₹78 lakh for a 3BHK in Raj Nagar Extension from T And T Realtech – sounds okay, but I know it’s never the final number. I work in real estate, but buying for myself, I'm seeing the true picture. Everyone glorifies the base price, but nobody talks about the hidden costs. Matlab, stamp duty, registration, PLC, parking, IFMS – yeh sab milake kitna extra ho jaata hai? Builders show one figure, but then possession tak it just keeps adding up. Should I just assume 20% extra on top of the quoted price? Change my mind.