Builder's 'spot discount' is just a bait-and-switch for investors.

Are construction-linked payment plans actually smarter for investors in Bangalore, ya phir bas ek trick hai to lock you in? I'm currently in a 2BHK near Ulsoor, thinking of upgrading to a 3BHK, maybe even a Keya Homes villa if the numbers work. Builders like Prestige and Sobha push CLP, saying it's easier. But isn't a bigger down payment better for negotiation, especially for a 3BHK in Sarjapur Road around ₹1.8 Cr? Everyone glorifies these plans but nobody talks about how they limit your flexibility. Plus, these 'spot discounts' on new launches? Pure eyewash, I tell you. They just inflate the base price first. Change my mind.