M
Megha Verma
Calculated my all-in buying costs, numbers genuinely shocked me
I'll be honest, I completely underestimated how brutal the extra costs get when buying a home. Landlord raised rent again, so I'm finally taking the plunge. EMI vs rent math looked totally fine for a 3BHK in Dwarka around ₹2.1 Cr. But actual breakdown dekha toh shock laga. PLC, mandatory parking, electrification, plus stamp duty... all-in cost seedha ₹2.42 Cr touch kar rahi hai. Ek hack pata chala ki parking ya club charges par direct negotiation chalta hai, but not sure. Has anyone managed to get these hidden charges waived off in Delhi recently? How much can we realistically push builders to knock off?
#dwarka#all-in-cost#hidden-charges#negotiation-tactics
Comments
Pata nahi yaar, jitna zyada research karo utna confusion badh jata hai. Parso ek dost ne bola Dwarka Expressway stretch pe try karo, but wahan toh water supply aur occupancy ka issue chal raha hai. Any update on your negotiation? Did the builder agree to reduce club charges at least?
Abhi tak follow up kar raha hoon unse. Unhone bola senior management se approval lenge parking concession ka, but call nahi aaya do din se. Lagta hai mujhe hi wapas call karke thoda bargain karna padega, rent increase ka notice sar par hai.
Wait, did you check the circle rates and stamp duty calculation properly? Delhi me 6% stamp duty for men and 4% for women lagti hai, plus 1% municipal corporation tax. 2.1 Cr par almost 14-15 lakh toh bas government fees me nikal jayega. You can save almost 2% if you register it jointly with your mother or wife, did the builder mention that option?
Bhai mujhe lagta hai resale flats are much better than this under-construction circus. At least transfer charges aur registry clearly pata hoti hai, no surprise PLC ya sinking fund out of nowhere. We checked a flat in Anand Vihar last month, upfront quotation clear tha bilkul.
Has anyone managed to get these hidden charges waived off in Delhi recently? How much can we realistically push builders to knock off?
Meri family ne recently Alaknanda side resale me baat ki thi, wahan bhi builder floor wale extra demand kar rahe the meter connection ka. Ek broker ne bola tha booking time pe cheque desk pe rakh kar bolo 'all-inclusive 2.25 Cr finalize karo', sometimes it works if month-end target pending ho.
Bro, direct waiver milna abhi bahut tough hai Delhi NCR me. Post-Diwali demand itni aggressive hai ki builders are sitting on high horses. Max to max they absorb the club membership or electrification charges, which is around 2 to 3 lakhs, but parking pe toh Supreme Court rules ke baad bhi khule aam paise le rahe hain.
Bhai 30-32 lakh ka jump dekh kar toh kisi ka bhi BP high ho jayega! Same shock mujhe bhi laga tha jab pehli baar cost sheet dekhi. Basic selling price bas dikhane ke liye hota hai yaar, actual me toh budget ka band baj jata hai.
Maine Sector 19 me dekha tha, builder was not ready to budge even 1 rupee on car parking. Sidha 4 lakh maang rahe the open space ka bhi. Honestly, market itna tight chal raha hai Delhi me ki unko lagta hai koi na koi le hi lega.
Sahi me, my budget was strictly 1.5 Cr, but breakdown aate aate sab hil gaya. Dwarka me which sector are you looking at? Mera toh broker bol raha tha ki registration ke alawa interior costs alag se 15-20 lakh le jayegi. Darr lagta hai loan lene me.