CLPs in Chandigarh: Are they ever worth it?

Are people still falling for construction-linked payment plans in Chandigarh? Honestly, CLPs are a huge builder advantage, not yours. You're funding their project with your money, taking all the risk. I've always pushed for maximum down payment, negotiating hard for a better base price. Especially for 3BHKs in Aerocity or New Chandigarh, you can get significant savings. Change my mind.