S
Swati Tandon
posted on 5 MayConstruction-linked payment plans are a headache, not a help.
Visited Salarpuria Sattva's Nampally project last weekend. Kids ke school admission ka tension hai, we need a 3BHK. Builder ne construction-linked payment plan push kiya, saying it's convenient. But I'm wondering, is a bigger down payment actually smarter for a better deal or ROI? Yaar, does it really affect the final price, ya bas EMI kam hoti hai? My wife is confused too.
#payment-plan#nampally#3bhk#salarpuria-sattva#end-user
Comments
I think the 'convenience' they talk about is for *them*, not us. If you have the funds, a bigger down payment definitely gives you more leverage and peace of mind. It might not directly reduce the per sqft price, but you save on interest burden in the long run. Plus, less dependency on builder's progress. But what about the quality of construction in Salarpuria Sattva's projects generally? Is it worth the premium?
Quality wise, Salarpuria is generally considered good, but I've heard mixed reviews recently, especially post-
Nampally mein Salarpuria Sattva ka kya price quote kiya aapko per sqft? Aur possession date kya bata rahe hain? CLP mein toh delivery delay ka risk bhi zyada hota hai, right?
Sahi kaha, delay ka risk bahut high hai. CLP tabhi consider karo agar builder ka RERA track record impeccable ho aur project almost completion pe ho. But Nampally projects mein connectivity ka issue bhi rehta hai sometimes. Have you checked other options near Alwal or Begumpet? Maybe you'll find a better deal with a simpler payment plan there.
Absolutely, delay is a huge risk! Meri ek friend ka Ameerpet mein flat hai, CLP liya tha. Possession 1.5 saal late hua, rent aur EMI dono bharna pada for months. Financial planning pura bigad gaya tha. So yes, delay ka risk bahut zyada hota hai, be careful.
Usko 8500-9000 per sqft ke aas paas hi quote kiya hoga, Nampally mein abhi yahi rate chal raha hai, especially for a reputed builder like Salarpuria. Aur haan, delay toh common hai bhai, especially with CLP projects. Builder funds use karta rehta hai and project slow ho jaata hai.
Totally relate! Hum bhi Attapur mein ek project dekh rahe the, wahan bhi same CLP ka scene tha. Builder bolta hai convenience hai but it feels like more risk for us. I'm leaning towards a higher down payment if possible.
CLP toh bas builder ka cash flow hack hai. Avoid it if you can. Always better to put more down.
Visited Salarpuria Sattva's Nampally project last weekend. Kids ke school admission ka tension hai, we need a 3BHK. Builder ne construction-linked payment plan push kiya, saying it's convenient. But I'm wondering, is a bigger down payment actually smarter for a better deal or ROI? Yaar, does it really affect the final price, ya bas EMI kam hoti hai? My wife is confused too.