Construction-linked payment plans are a hidden debt trap for buyers

Since January I've been shortlisting flats in Bangalore, tired of my landlord raising rent again. Honestly, construction-linked payment plans from builders like Puravankara or Godrej Properties feel like a hidden debt trap for first-time buyers. I realized your EMI starts even if they miss deadlines, and you're paying for an unfinished home, which is stressful. Especially with Namma Metro Phase 2/3 delays impacting projects near Whitefield or Sarjapur Road, isn't it safer to just buy ready-to-move? Or are there actual clauses to protect buyers in CLPs? Hope this helps someone think twice.