K
Kamal Khanna
posted on 4 MayConstruction-linked payment plans are often a trap, not a real benefit.
I'm so fed up of renting near MG Road, landlord ne fir rent badha diya. Finally thinking of buying a 2BHK, maybe Prestige Group ka koi project. Builders push CLP hard, but I feel full down payment se better discount milta hai. Kya kisi ko actual experience hai ki CLP mein hidden costs ya delays ka risk zyada hota hai? Ya down payment se negotiation power sahi mein increase hoti hai? Confused hoon about which payment plan is smarter for long-term savings.
#payment-plan#clp#down-payment#prestige-group#bangalore-real-estate
Comments
Full down payment sounds good for discount, but yaar itna cash laayenge kahan se? Most of us first-time buyers have limited savings. Is there anyone here who actually got a significant discount by paying more upfront? Like, kitna percent difference tha CLP aur full payment mein?
Maine try kiya tha full down payment ke liye, but builder ne barely 1-2% discount diya. They said their pricing is fixed. Sirf stamp duty aur registration fees mein thoda adjustment karaya. So, negotiation power doesn't always translate to a huge discount, especially if it's a popular project
Bhai, exactly yahi haal hai mera bhi! Rent dete-dete thak gaya hoon. Prestige projects dekh raha hoon main bhi, but budget mein hardly kuch mil raha hai. Ye CLP waali baat toh bilkul sahi pakdi hai. Mujhe bhi lagta hai builders isko ek selling point banate hain but andar se kuch aur hi hota hai. Kya Prestige ka track record CLP mein theek hai ya inke bhi delays hote hain?
Haan yaar, rent toh har saal badhta hi hai. Buying is the only way out.
Prestige ka track record mixed hai bhai. Kuch projects time pe diye hain, especially the high-end ones. Lekin affordable segment mein delays common hain. CLP mein toh aur dikkat hoti hai, payment demand aati rehti hai but site pe kaam slow hota hai. Better to check their RERA status for the specific project you're eyeing.