Construction-linked plans are an investor trap, fight me.

Airport Road projects mein construction-linked plans ka ROI calculation hamesha off lagta hai. I've seen builders like Emperium Infrastructure push CLPs hard, saying it's investor-friendly, but honestly, cash flow manage karna tough ho jaata hai. Jab market upar jaa rahi ho, down payment plan better lagta hai for locking in the price early. But builders often make CLPs seem like the only option. Meri last property mein, interest on the disbursed loan amount really ate into my expected returns. Is it just me, or do these payment schedules often feel designed to keep cash with the builder longer, rather than benefit the buyer? Especially with Gurugram's current price trajectory, time is money. Should we just push for bigger discounts on outright purchases instead of getting stuck in long CLPs? What's the smarter move for an investor looking for capital appreciation, not just EMI relief?