Construction-linked plans are just builder loans, no real benefit

Hum ek 3BHK dekh rahe hain Sector 150, Omega II mein. Kids ke school aur safety ke liye area accha hai. Highflown Buildcon ke payment options dekhe. Construction-linked plan mein interest burden zyada lagta hai. Down payment mein initial paisa zyada jaa raha. End-user ke liye kaunsa smarter hai? Jewar Airport se prices badh rahe, kya strategy sahi rahegi?