A
Akash Jain
posted on 5 MayConstruction-linked plans are just future risk.
₹95 lakh for a 3BHK in Zeta II is what Yuvraj Villa quoted, but they're pushing construction-linked payment. My wife thinks it's risky. Is down payment better for a family like ours, considering kids' school admission soon? Aur koi hidden charges toh nahi aayenge baad mein?
#zeta-ii#3bhk#payment-plan#end-user#family-home
Comments
I think the key is due diligence. Don't rush into anything. Check RERA status for Zeta II. Talk to people who have booked in their other projects, maybe in Alpha-II Commercial Belt or nearby areas. Ask about their experience with possession and any hidden costs. For school admissions, stability is important, so a ready flat or a project with guaranteed possession in 6-8 months max would be ideal. What did you finally decide, OP?
Dekho, CLP completely bad nahi hota. Agar aapka budget tight hai aur aap ekdum se full amount nahi de sakte, toh CLP ek option hai. Bas builder ka reputation aur past projects ki delivery record achha hona chahiye. Jaise Ajayabpur mein kuch projects hain jinka CLP plan successful raha hai, kyunki builders ne time pe deliver kiya hai. Yuvraj Villa ka track record dekhna padega. School admission ka factor hai, toh ready-to-move search karna better rahega for peace of mind.
Hidden charges ki baat kar rahe the na? Bhai, builder hamesha floor rise, PLC (Preferential Location Charges), IDC (Infrastructure Development Charges), FFC (Facility Fee Charges) laga dete hain. Yeh sab base price mein nahi hota. Aapko total cost mein 10-15% extra pakad ke chalna padega. Is it better to go for down payment? Yes, if you can manage the initial lump sum, it saves you from future uncertainties.
Haan, bilkul lagte hain. PLC, IDC, FFC, car parking charges, society registration fees, electrical meter charges - yeh sab payment plan se independent hote hain. Aap chahe down payment karo ya CLP, you have to pay these. Maintenance charges usually ek ya do saal ke advance mein le lete hain possession ke time, aur uske baad monthly hota hai. Make sure all these are clearly mentioned in the agreement, not just a vague 'other charges' clause. Yeh sab pehle se hi confirm kar lo, warna budget bigad jayega.
Oh God, itna sab kuch? Toh agar down payment choose karte hain, tab bhi yeh PLC, IDC jaise charges lagte hain kya? Aur maintenance charges ka kya scene hai, woh bhi hidden hota hai?
Zeta II mein 95 lakh for a 3BHK? Price toh thoda upar lag raha hai, especially for a CLP. Current Noida market mein kaafi inventory hai, you might find better deals with ready-to-move options. Hidden charges ke liye builder se detailed cost sheet maango, har ek item break-up ke saath.
Sahi keh rahe ho. Builders toh bahane banate rehte hain. Maine Alpha I Greater Noida mein ek flat dekha tha, builder ne bola 6 mahine mein possession, 1.5 saal ho gaye abhi tak structure bhi pura nahi hua. CLP se bachna hi best hai, ya fir itna strong agreement banwao ki builder ki neend udd jaye.
Haan, Alistonia Estate mein toh kaafi complaints hain. Builder ka track record check karna bahut zaroori hai. RERA website pe dekha hai kya Yuvraj Villa ke projects ka completion status? Wahan se kaafi clarity mil jaati hai. Don't just trust what the sales guy says.
Exactly! Mere ek friend ne bhi Yuvraj Villa ke project mein invest kiya tha Alistonia Estate mein, 2 saal ho gaye possession date se, abhi tak kuch pata nahi. CLP mein phans gaye hain woh log. School admission ka pressure hai toh ready-to-move hi dekho, warna kids ki schooling bhi disturb ho sakti hai.
₹95 lakh for a 3BHK in Zeta II is what Yuvraj Villa quoted, but they're pushing construction-linked payment. My wife thinks it's risky. Is down payment better for a family like ours, considering kids' school admission soon? Aur koi hidden charges toh nahi aayenge baad mein?
Totally agree with your wife. CLP is fine only if the builder has a solid track record of on-time delivery. Yuvraj Villa ka kya status hai? Sunne mein aaya hai ki Zeta II ka progress slow hai. Down payment option agar mil raha hai toh go for it, at least aapka paisa secure rahega.
Bhai, construction-linked plan mein hamesha risk rehta hai. Builder delay karega toh EMI aur rent dono dena padega. Bahut tough ho jaata hai budget manage karna. Hidden charges toh pakke aayenge, stamp duty, registration, club membership, electricity meter charges... list lambi hai.