A
Aarti Verma
posted on 6 MayConstruction-linked plans are not always a win for investors
Not proud of this but I almost got duped by a pre-launch scheme. I work in real estate but buying for myself, especially in Gurugram, feels different. For a 2BHK in Sector 35 Sohna, Ganga Group, they're pushing construction-linked plans hard. But is that actually smarter than a down payment for an investor? Matlab, what's the real total cost of acquisition with all those EMIs vs. getting a spot discount on a fully paid-up unit? I'm wondering if banks offer better terms on ready projects. Anyone has experience with this?
#gurugram#payment-plan#investor#ganga-group#sohna-road
Comments
Totally agree with the post. I got stuck in a CLP for a project near Badshahpur a few years back. The initial discount looked amazing but then construction slowed, and I ended up paying EMIs + rent for almost two extra years. My finances went haywire.
Oh god, similar story! My project near Basai also got delayed. Builders lure you
Bhai, you dodged a bullet! CLP sounds good on paper but builder delays are real. Especially in Gurugram, the actual total cost can shoot up with rent during delays.
Exactly! I saw a project near Airport Road where the builder kept extending possession dates. People who took CLP were paying rent for 3-4 years more than expected. It's a huge financial burden.
Haan bhai, sahi kaha. Rent aur EMI dono ek saath marna bahut mushkil hota hai.