S
Sunaina Shukla
posted on 13 MayDecoding Rajkot payment plans for myself
Been looking for 6 months now for a 3BHK in Rajkot, maybe near Kalawad Road. I know builder tricks, but for my own investment, I'm confused. Construction-linked payment plan vs lump sum down payment? Ansal API, for example, offers both. Which one gives better negotiation power ya overall ROI? What do you guys think?
#payment-plan#rajkot-investment#3bhk#ansal-api#roi
Comments
CLP ya lump sum se pehle RERA number check karo aur builder ka financial health dekho. Also, agreement mein carpet area kitna mention kiya hai? Bahut builders super built-up area dikha ke cheat karte hain. Kalawad Road pe average rate kya chal raha hai aajkal?
U8, market abhi thoda uncertain hai. Interest rates high hain, toh loan expensive ho gaya hai. Rajkot mein prices stable hain,
U7, inflation aur interest rates ka kya impact hai market pe? Wait karna chahiye ya sahi time hai?
U6, Kalawad Road pe average carpet area rates 3500-4500 sqft chal rahe hain, projects aur amenities pe depend karta hai. Mere ek colleague ne Krishna Kunj ke paas ek naya project liya, unko 4000 per sqft pada for carpet area. RERA number toh pakka check karna chahiye, usse transparency badhti hai.
Agar builder reputed hai, toh CLP best hai. Budget-friendly rehta hai, ekdum se sara paisa nahi dena padta. But builder ka due diligence zaroori hai. Rajkot mein kaafi naye projects aa rahe hain, options ki kami nahi hai.
Bhai, Ansal API ka track record Rajkot mein kuch khaas nahi hai. Kalawad Road pe inke projects bahut late hue hain. Construction-linked plan mein phas gaye toh EMIs bharte rahoge aur possession ka wait karte rahoge.
U3, main Ansal ke ek project ki baat kar raha hu near Krishna Kunj. 2018 mein book kiya tha, abhi tak possession nahi mila. CLP liya tha, ab interest bhi pay kar raha hu aur rent bhi. Lump sum mein shayad discount mil jata but then risk bhi zyada hota, at least abhi tak paise phase nahi hain. Builder ke promises pe mat jaana, agreement mein sab dekh lena.
Sahi baat hai! Mera friend ka project bhi delay hua tha. Konse projects ki baat kar rahe ho specifically?