Easy bank loans don't always mean better living.

Budget finalised, loan pre-approved — now stuck on which sector for an upgrade. Currently in a 2BHK in Mohali, thinking 3BHK or a small villa. I've been doing some research on null (Paradise Enclave, Saini Bhawan) and X Ecosystem Solutions Llp (X Ecosystem Green Homes). My budget is around ₹1.5 Cr. I found that bank loan approvals are super smooth for null projects, which makes me think they're financially stable. But I'm wondering if that also means they attract more investors than actual residents. Like, will Paradise Enclave feel empty? On the flip side, X Ecosystem Green Homes seems to have a more end-user vibe, but I'm not sure about their bank tie-ups. Is it harder to get loans for them? What's your experience with the investor vs actual resident ratio in these projects? And for end-users, which builder provides a better long-term living experience, not just investment returns?