G
Geeta Bansal
posted on 4 AprFed up of renting, finally buying in Noida!
Landlord raised rent again, so I'm buying. Confused between under-construction near Sector 50 with Coinage Group vs. ready-to-move. Under-construction is cheaper, but scared of delays. Ready-to-move means higher EMI. What does the community think? Which would you pick?
#first-time-buyer#emi-vs-rent#under-construction#ready-to-move#sector-50
Comments
Good luck with your purchase! It's a big decision, but owning your own home is worth it. Just do your research and be careful.
One more thing to consider: resale value. Ready-to-move properties generally have better resale value than under-construction ones.
Sector 50 is good, but traffic can be a pain during peak hours. Factor that in if you're commuting to Delhi.
Ultimately, it depends on your risk appetite and financial situation. But based on what I'm hearing, I'd strongly advise against Coinage Group. Ready-to-move seems like the safer option.
Don't forget to negotiate! Builders are often willing to give discounts, especially on ready-to-move properties.
What did you decide to do? Ready-to-move or under-construction? Which project?
Remember to factor in registry charges and other hidden costs. They can add up quickly!
I'd say ready-to-move, given the current market. Interest rates are rising, so the sooner you lock in your EMI, the better.
Check the amenities completion status carefully. I bought in a project that promised a clubhouse and swimming pool, but they're still not finished after 2 years!
Mera bhi same experience tha 2 years ago. Landlord ne rent badha diya, I panicked and bought under-construction. Regret it now. Wish I'd gone for ready-to-move.
I bought a ready-to-move in Sector 75 last year. EMI is high, but at least I'm living in my own place and not giving rent to some landlord. Best decision ever!
Under-construction is cheaper for a reason. You're taking on the risk. If you're okay with that risk, go for it. But be prepared for potential delays and headaches.
Don't just look at the price. Factor in the cost of renting while you wait for the under-construction project to be completed. That can eat into your savings.
Possession mila kya kisi ko Coinage Group se? Anyone actually received possession from them in the last year?
That's the million-dollar question! Agar koi possession mila hai toh batao bhai!
Ready-to-move is always the safer bet, especially with builders in Noida. I bought under-construction 5 years ago and still waiting for possession. Don't make the same mistake!
Sector 50 is a good location though. Connectivity is great. But with under-construction, you're at the mercy of the builder. Think long and hard.
What's the price difference between the under-construction and ready-to-move? And what's the carpet area? Need more details to give a proper opinion.
Bhai, Coinage Group ka track record bahut poor hai. I know someone who booked with them in Sector 150, and they're still fighting for possession. Stay away!
Seriously? Sector 150 was on my list. Now I'm scared. Any other builders to avoid?
Sector 150 mein toh bahut builders ka yahi haal hai. It's like a gamble.
Totally relatable yaar! Rent is killing me too. Under-construction is tempting, but the delay stories are scary. I'd lean towards ready-to-move if you can manage the EMI. Peace of mind is worth something, right?
Coinage Group? Hmm, I've heard mixed reviews. Check their RERA registration number and see if there are any pending complaints. Better safe than sorry!
Haan, exactly. Noida Extension mein toh kitne projects phase hue hai. RERA check karna is a must.
Good point. RERA is your best friend in these situations. Don't trust anything they say, verify everything on the RERA website.