First investment property: Ghaziabad's a maze!
Construction-linked payment plans feel like a huge gamble right now, especially for investors. I'm eyeing a 2BHK in Ramprastha Greens, around the ₹75L mark. The builder, Dharmender, is pushing a pretty standard CLP, but I'm honestly not sure if it's the smartest move for maximizing my deal value. With prices steadily rising here, thanks to the Delhi-Meerut Expressway, I'm trying to figure out the best payment strategy. My thought is, should I push for a larger upfront discount with a higher down payment? Or is the cash flow flexibility of CLP actually better for an investor, even if it means potentially losing out on some negotiation leverage? What's the real total cost of acquisition difference you guys have seen with these two options in Ghaziabad? Any hidden upsides or downsides I'm missing?
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