From agent to buyer: tax benefits I'm still figuring out
Budget finalised, loan pre-approved — now stuck on which sector. Honestly, I work in real estate, but buying for myself is a different game. Everyone talks about 80C and 24, but nobody really deep dives into *how* to maximize those tax benefits, especially with Ghaziabad property. Builders like ATS or Mahagun in Indirapuram push these payment plans, but log tax planning ko bilkul ignore kar dete hain. Matlab, home loan ka interest part kitna save kar sakta hai, koi batata hi nahi properly. Also, is it just me, or do most buyers completely miss out on other tax hacks like Section 54EC for capital gains? People are so focused on EMI and PLC, they forget the bigger picture. I'm looking at a 3BHK in Crossings Republik, around ₹90L. What actual tax benefits have you guys successfully leveraged here? Share some off-the-record advice, please. Change my mind if I'm wrong, but I feel like we're leaving so much on the table.
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