K
Karan Yadav
posted on 12 MayHidden costs buyers only discover after possession
Stamp duty in Gurugram is a massive hidden cost. Just got possession at MRG's Leisure Valley. My final charges were shocking. How do you budget for these unexpected costs after possession?
#stamp-duty#hidden-charges#possession#gurugram-property#mrg-group
Comments
Current market conditions mein toh builders pressure daalte hain jaldi book karne ka. Bolte hain rates badh jayenge, ya limited units hain. Yeh sab tactics hain taaki aapko sochne ka time na mile. Gurugram mein property prices already high hain, upar se yeh hidden charges aur. Bahut tough hai first-time buyers ke liye.
Haan bhai, exactly! FOMO create karte hain saale!
Bhai, MRG Leisure Valley mein toh yeh common hai. Mera friend bhi wahi phasa tha. Badshahpur side mein toh builders ka yahi game hai. Initial quote mein kabhi clear nahi karte ki stamp duty, registration, maintenance advance, power backup charges, club membership, parking charges, yeh sab baad mein add honge. Aur jab loan approve ho jaata hai, tab buyer ke paas option bhi nahi hota, dena hi padta hai. Mere toh 5-6 lakh extra lag gaye the, sirf hidden charges mein.
Way out hai but difficult. Jaise U3 ne bataya, lenders often approve based on the base price. But jab aap builder agreement sign karte ho, usme saare charges break-up hone chahiye. Agar nahi hain, toh demand karo. Maine apni property Airport Road ke paas li thi, aur wahan maine pehle hi builder se clear karwa liya tha. Thoda negotiation kiya, but at least clear picture thi. Warna baad mein bahut headache hota hai. Always ask for a detailed cost sheet, including all statutory and non-statutory charges, before even applying for a loan.
Toh iska koi way out nahi hai kya? Jaise aapne bataya, loan ke baad toh fass jaate hain.
Kitna extra laga aapko? Percentage mein bata sakte ho kya? Main bhi Gurugram mein hi dekh raha, darr lag raha hai ab toh.
Yaar, totally relate! Hum bhi first-time buyer hain aur Gurugram mein hi dekh rahe the. Builder ne initial cost toh kam bataya, but jab final registration aur possession ka time aaya, tab pata chala kitna extra paisa lagta hai. Especially stamp duty, it's a shocker. Lagta hai sab kuch hide karke rakhte hain.