Hidden costs in Ghaziabad make your budget a joke.

Okay I'll be honest — fed up of renting, my landlord raised rent again, so I'm finally taking the plunge in Ghaziabad. Looking at a 2BHK in Raj Nagar Extension, maybe SB Group. But yaar, yeh all-in cost ka calculation samajh hi nahi aa raha. Property price ke upar stamp duty, registration, PLC, parking... kitna aur lag jaata hai? Builders bolte hain ₹70L, but I'm hearing stories of hidden charges at possession. Maintenance deposit, electricity connection charges, not sure if sab kuch pehle se batate hain. And negotiation? Log bolte hain Ghaziabad mein discount nahi milta. Is it true? Kisi ko real deal mila hai?