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Ishita Ahuja
posted on 13 MayHidden tax savings for Mohali home buyers?
Spent the whole Sunday checking out options in Sector 82 for a 3BHK. My wife's priority is a good school for the kids, so we're looking at DLF or Godrej projects, budgeting around ₹1.8 Cr. Honestly, the EMI calculations are massive. Someone mentioned maximizing Section 24 for interest and 80C for principal, but also looking into 54EC bonds if we sell our old place for capital gains. Not sure how many people actually use these aggressively. Is it really that straightforward to claim these benefits? Or are there catches? Just trying to manage cash flow better for the kids' future.
#tax-benefits#home-loan#3bhk#mohali#section-24
Comments
Totally get your point. Mohali mein prices upar ja rahe hain, aur ye tax benefits samajhna bahut zaroori hai. Hum bhi same boat mein hain, budget tight hai aur future ka sochna padta hai. EMI dekh ke toh darr lagta hai. Log bolte hain ki tax saving se bahut fark padta hai, but jab tak khud na samjho, tension rehti hai. Kahi kuch galat na ho jaaye, ya kuch miss na ho jaaye. Kids ki schooling bhi top priority hai, toh compromise nahi kar sakte.