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Dev Shah
posted on 11 MayHyderabad rent vs buy math is totally broken!
My landlord just increased rent by 15% again, yaar. Fed up of renting, I'm finally looking to buy my first home. My budget is around ₹90L, maybe ₹1.1 Cr max for a 2BHK. I'm looking at places in Kokapet or Narsingi. EMI vs rent math kaafi confused kar raha hai. For a 2BHK there, EMI will be around ₹65-75k. Similar rent is ₹45-55k. Log bolte hain Hyderabad mein prices toh upar hi jaayenge, especially with Metro Phase 2 plans. But is paying that extra EMI initially worth it for a place from say, Sumadhura or Aparna? Kya 2026-27 tak appreciation itna hoga ki ye justify ho jaaye? Or should I just rent for another year, save more, aur wait for potential interest rate drops? What's your take on this rent vs buy math in Hyderabad right now?
#rent-vs-buy#first-time-buyer#hyderabad-real-estate#emi#appreciation
Comments
Yaar, EMI vs Rent ka calculation is always tricky. But ₹65-75k EMI for a 2BHK in Kokapet? That's a huge commitment, especially with current interest rates. Are you sure about that appreciation by 2026-27? Market thoda over-heated lag raha hai.
I hear you, U3. But think about it this way: rent is dead money. I bought a 2BHK in Gachibowli two years ago for ₹85L, now it's easily worth ₹1.1 Cr+. Even with higher EMIs, the capital appreciation makes a huge difference in the long run. My EMI was ₹60k, now rent for similar places is ₹45k. It felt like a stretch then, but I'm so glad I took the plunge. Just do your due diligence on the builder and location.
Totally agree with you, bhai! My landlord in Ameerpet just hiked rent by 18%. It's insane. Buying feels like the only way out, even if it means stretching the budget a bit.
My landlord just increased rent by 15% again, yaar. Fed up of renting, I'm finally looking to buy my first home. My budget is around ₹90L, maybe ₹1.1 Cr max for a 2BHK. I'm looking at places in Kokapet or Narsingi. EMI vs rent math kaafi confused kar raha hai. For a 2BHK there, EMI will be around ₹65-75k. Similar rent is ₹45-55k. Log bolte hain Hyderabad mein prices toh upar hi jaayenge, especially with Metro Phase 2 plans. But is paying that extra EMI initially worth it for a place from say, Sumadhura or Aparna? Kya 2026-27 tak appreciation itna hoga ki ye justify ho jaaye? Or should I just rent for another year, save more, aur wait for potential interest rate drops? What's your take on this rent vs buy math in Hyderabad right now?