My 2BHK tax benefits calculation feels off
₹78 lakh for a 2BHK in Sector 150 seems standard now, but the tax implications are complex. I'm in real estate, but buying my own flat in Greater Noida West has me thinking. Section 24 and 80C deductions sound good on paper, but after checking my EMI for a 2BHK, the actual tax saving feels... minimal. Especially with current interest rates. Is it just me, or do these benefits mostly help higher income brackets? For someone with a 60-80 lakh budget, I'm not sure if the tax benefits alone justify the large initial investment and long-term EMI burden. Kya yeh sab marketing hype hai ya genuinely significant savings hote hain? Has anyone calculated their actual net tax saving on a property in the ₹80 lakh range? I'd love to hear some real-world experiences.
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