My Delhi flat, tax benefits ka kya plan banau?
Tax savings are such a maze in Delhi real estate, it's crazy. I work in real estate but buying for myself, especially a 3BHK in Saket or GK, feels totally different. My budget is around ₹3 Cr. I know what builders don't tell you about super area vs carpet area games, but tax planning is a whole other ballgame. I'm looking at a ready-to-move DLF project, maybe near Dwarka. Infrastructure projects like Delhi Metro Phase IV are good, but direct tax benefits are my focus. What tax hacks are people actually using beyond the basic 80C and 24? Matlab, are there any off-the-record ways to optimize capital gains if I hold for, say, 5-7 years? Or are people just focusing on EMI benefits? Should I even consider a commercial property for better tax write-offs later on? Honestly not sure if I'm missing something big here. Kya scene hai?
Comments
Yaar, 80C aur 24 toh basic hain, sabko pata hai. Main bhi apna first home le raha hoon Alaknanda mein, aur loan ke interest pe hi thodi relief milti hai. Beyond that, it's mostly about structuring your income. But haan, koi 'off-the-record' jugaad mile
Bhai, totally relatable! Delhi mein property lena aur tax bachana dono hi sir dard hai. Saket/GK toh dream location hai, good luck!