N
Navdeep Kaur
posted on 11 MayMy Gurgaon upgrade: Payment plan vs resale for best ROI
Has anyone tried negotiating hard on payment plans for new projects in Gurgaon lately? I'm currently in a 2BHK in Sector 82, looking to upgrade to a 3BHK on Golf Course Extension Road. VK And Sons Infratech Pvt Ltd ka ek project dekha hai, and their construction-linked plan feels a bit rigid, honestly not sure if it's the best for an investor. Is it smarter to go for a higher down payment for a better deal or stick to CLP for cash flow? Plus, these floor-rise premiums and PLC charges really add up. I'm wondering if secondary market deals give more room for negotiation on the total acquisition cost. Already have a home loan, so trying to maximise ROI. Kya lagta hai, where's the real value now?
#payment-plan#secondary-market#gurgaon-investor#3bhk-upgrade#golf-course-ext-road
Comments
See, both have their pros and cons. New projects *can* offer better appreciation if you get in at a good launch price and the builder delivers on time. But that's a big IF. Secondary market gives you immediate possession, you know what you're getting, and sometimes sellers are desperate for cash, so you can negotiate a bit. But you might have to compromise on amenities or design. For ROI, it's a gamble either way right now with the market being so volatile. Best to look at your personal financial situation and what kind of risk you're comfortable with.
I'm in a similar boat, trying to upgrade from a 2BHK. That volatility factor is what's sc
Agree with this. My friend bought a new flat near Airport Road and it's been delayed by 3 years already. He's paying EMI and rent both, it's a nightmare. Secondary market offers more certainty, even if the price is slightly higher initially.
Sahi baat hai, risk toh har jagah hai. But ready-to-move mein at least rent ka loss nahi hota.
Secondary market mein negotiation ka scope hota hai, but depends on seller ki urgency. Have you checked out any specific societies in resale near Badshahpur or further down the GCR Ext Road? What kind of per sqft rates are you seeing there?
Exactly, I'm also eyeing Golf Course Extension Road! But these new projects seem to be quoting absurd prices, especially with all the extra charges like EDC/IDC, club membership, etc. For a 3BHK, I was quoted almost 2.2 Cr for a new launch, whereas a 5-year-old property in a decent society nearby was around 1.8 Cr. Is this price difference justified for a brand new apartment? Also, what about the maintenance charges, are they usually higher in new societies?
Maintenance charges in new societies are definitely higher, especially for the first few years as they try to set up everything. Plus, that 2.2 Cr quote is probably just base price, GST aur other charges add karke it goes even higher. The 1.8 Cr option sounds much better for a ready-to-move place.
No, that price difference is not justified. 40-50L extra for a new flat is too much.
Bhai, VK And Sons ka track record utna solid nahi hai. I heard they have delays with their Baharampur Naya project too. New projects mein toh ab bas paperwork aur hidden charges hi milte hain. Secondary market mein at least ready-to-move milta hai, no construction risk. ROI ka toh pata nahi, but mental peace zaroor milegi.
My Gurgaon upgrade: Payment plan vs resale for best ROI Has anyone tried negotiating hard on payment plans for new projects in Gurgaon lately? I'm currently in a 2BHK in Sector 82, looking to upgrade to a 3BHK on Golf Course Extension Road. VK And Sons Infratech Pvt Ltd ka ek project dekha hai, and their construction-linked plan feels a bit rigid, honestly not sure if it's the best for an investor. Is it smarter to go for a higher down payment for a better deal or stick to CLP for cash flow? Plus, these floor-rise premiums and PLC charges really add up. I'm wondering if secondary market deals give more room for negotiation on the total acquisition cost. Already have a home loan, so trying to maximise ROI. Kya lagta hai, where's the real value now?