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Imran Ali
posted on 17 MayMy Noida Extension flat search: Loan process surprises
Been looking for 8 months now in Noida Extension and ab samajh nahi aa raha loan process kitna complex hai. My parents keep saying interest rates matter a lot. I'm checking out Blydan Construction in Sector 71, unka quoted rate ₹78L hai for a 2BHK. HDFC ne bola 8.7%, but SBI ka 8.5% dikha raha hai. Isme hidden charges bhi hote hain kya? Kisi ne negotiate kiya hai loan rates pe ya builder se price pe? Blydan ke saath negotiation ka kya scene hai? Honestly, I thought it was just about the property price, not so many legal and loan details. Should I push for better rates or just take what's offered? Legal verification ke liye koi specific lawyer recommend karoge?
#first-time-buyer#noida-extension#home-loan#negotiation#blydan-construction
Comments
Bhai, totally relate! Main bhi Noida Extension mein dekh raha hoon aur loan process ne toh dimag kharab kar diya hai. HDFC aur SBI ka rate difference dekh ke lagta hai har bank ka apna hidden agenda hai. Maine bhi suna hai ki builders ke saath bhi negotiation tough hota hai, especially with these bigger names. Did you check any other banks too?
U2, I also checked ICICI Bank, unka bhi around 8.65% tha. Lagta hai banks ka ek range set hai,