New Delhi investors, what's your payment plan strategy?

Okay, I'll say what no one talks about: Construction-linked payment plans are a scam for investors. Why pay more upfront for Apex Buildcon projects in Block GH 8 when you can leverage better? You're basically funding the builder's operations with your hard-earned money, taking on all the risk of delays and quality issues. As first-time buyers, we're already stretched thin, and these plans just lock up capital without guaranteed returns. Change my mind, because I'm genuinely looking for a better strategy.