Noida Extension buy: Did I choose the right payment plan?

Sector 152 — just got possession in Ultima Allure last month. Honestly, the construction-linked plan felt safer then, but now I'm wondering agar down payment scheme better hoti. EMI aur interest ka pressure alag hi hai, especially for an investor. Jo log abhi buy kar rahe hain, construction-linked payment plan vs down payment, which one is smarter? Kya koi specific builder like Godrej ya ATS better terms de raha hai?