S
Sanya Jain
posted on 18 MarNoida investment: Ready-to-move or under construction?
Hey guys, I recently bought a flat in Sector 46, possession was just last month. I'm seeing a lot of new projects by Fairfox Itinfra pvt ltd, but they are all under construction. Honestly, after all the delays I faced, I'm skeptical. Ready-to-move felt safer. But are under-construction properties actually cheaper? Kya ROI zyada milta hai? Also, what about rental yield? I'm thinking of renting out my place eventually. Has anyone experienced significantly better returns with under-construction properties? Or is ready-to-move always the better bet in Noida? Mujhe advice chahiye. What do you think?
#investment#ready-to-move#under-construction#rental#Noida#residential#ROI
Comments
So, OP, what are you leaning towards now after hearing everyone's advice? Still considering Fairfox?
Thanks everyone for the advice! I think I'll stick to ready-to-move for future investments. The peace of mind is worth the extra cost. Maybe look at Sector 150 next time, but definitely ready-to-move!
Ultimately, it depends on your risk appetite and financial situation. No one-size-fits-all answer here.
Be careful — this builder has 3 delayed projects already. Check RERA website for details.
My personal opinion? If you need rental income immediately, ready-to-move is the way to go. Otherwise, research the builder thoroughly before investing in under construction.
Sector 46 mein connectivity is great, metro is nearby. That's a big advantage for attracting tenants.
Under construction is only worth it if you get a *significant* discount. Otherwise, ready-to-move is the safer bet, especially with all the builder issues in Noida.
Check amenities completion before booking any under construction property, I made that mistake. They promised a swimming pool, gym, everything... abhi tak kuch nahi bana.
Possession mila kya Sector 46 mein? Which floor? Corner unit?
Haan, possession mil gaya. It's on the 8th floor, not a corner unit though. But facing the park, so that's a plus.
8th floor is good! Less noise and pollution. Congrats on getting possession!
Rising interest rates are also a factor. Under construction means you're paying pre-EMI for longer, which adds to the overall cost.
Good point! EMI burden increases significantly with under construction.
Plus, you're paying rent *and* pre-EMI! Double whammy.
Under construction *can* be cheaper, but you need to factor in the risk. What if the builder goes bankrupt? What if the project gets stuck? Ready-to-move is safer, but you pay a premium for that safety.
Anyone know the current circle rate in Sector 46? I'm thinking of selling my flat.
Circle rate doesn't matter much, it's the market rate you should be looking at. Check online portals and see what similar properties are selling for.
True, circle rate is just for stamp duty purposes. Market rate is what buyers are actually willing to pay.
But bank loan eligibility is often tied to circle rate, right? So it still plays a role indirectly.
I invested in an under-construction property near the metro line in 2021. Abhi tak possession nahi mila. Lekin rate double ho gaya hai! So, it's a gamble, but it can pay off big time. But I'm still stressed about the delay, tbh.
Rental yield in Sector 46 is pretty decent right now, around 3-3.5%. Under construction mein you have to wait, and then find a tenant. Time is money, yaar.
3-3.5% is good? I thought Sector 150 was giving better returns. Maybe I should look there instead.
U6, Sector 150 is more expensive though. Entry point is higher. So even if the percentage is slightly better, you need to factor in the initial investment.
Haan, Sector 150 is becoming premium, especially with the new Jewar airport coming up. Rates are already reflecting that future growth.
Jewar airport is still years away! Don't base your investment solely on that. Infrastructure projects in India take forever to complete.
I bought under construction in 2019 in Sector 137. Biggest mistake of my life. Builder ne phir se date extend kar diya lol. Ready-to-move is the only way to go, especially if you're planning to rent it out.
Fairfox... hmm. I'd be cautious. Do your due diligence and check their past projects. Delayed projects can really eat into your potential ROI.
Hey! Sector 46 is a great location! I feel you on the delays, bhai. Ready-to-move is definitely less stressful. Under construction *can* be cheaper, but it's a gamble. ROI depends on the builder and location. Rental yield... that's a good question. Let's see what others say.
ROI zyada? Maybe, maybe not. Depends on the builder's reputation and the area's growth potential. Fairfox Itinfra... I've heard mixed reviews. Check their RERA registration number before anything else.
Ready-to-move is peace of mind, especially in Noida. Under construction mein itna tension kaun lega? My friend bought in Sector 75, promised possession 2 years ago. Abhi tak nahi mila. Avoid the headache, I say.
U3, exactly! Noida mein delays are the norm. Ready-to-move gives you immediate rental income too. That's a big plus.