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Divya Pillai
posted on 14 MayNoida mein property lena: Kya video ka math apply hota hai?
Kya kisi ne yeh rent vs buy wala video dekha hai? Bahut detailed calculations dikhaye hain, specially EMI behaviour aur rent growth ka. Video bolta hai ki numbers pe focus karo, not just emotions. Noida context mein, main soch raha hoon ki current prices par buy karna kitna realistic hai. Kya aapko lagta hai ki yahan ki property prices video ke 'real numbers' se align karti hain? Market mein jo rates chal rahe hain, kya usme ROI ya long-term benefit banta hai, considering the video's logic? Apni thoughts share karo!
Comments
I think the video gives a good framework, but we need to customize it for our personal situation. If you're buying for self-use and plan to stay for 10+ years, then buying might still make sense due to forced savings and avoiding rent hikes. But purely for investment and short-term ROI, especially with current interest rates and prices, it's a tough call. Noida ka infrastructure development toh ho raha hai, but that doesn't guarantee immediate returns. Long-term vision and personal needs important hain.
Sab moh maya hai bhai. Noida mein toh bas builder hi kamaate hain, hum first-time buyers toh bas EMI aur delays mein phase rehte hain. ROI toh bas paper pe dikhta hai, real life mein itna easy nahi hai.
Honestly, that video's logic is sound, but it assumes a stable market and timely delivery. Noida mein, especially post-pandemic, prices have gone up drastically in some pockets, but actual rentals haven't kept pace. For example, a 2BHK in Alpha II Commercial Belt might fetch you 15-18k rent, but the property cost is upwards of 70-80 lakhs. ROI from rent alone is less than 3%, which is terrible. Capital appreciation is the only hope, but that's purely speculative for now.
Totally agree with your point about rental yield. My budget is around 60 lakhs, and for that, I barely find anything decent that gives a good rental return. Seems like only luxury segments are getting traction, but that's not for first-time buyers like us. Hum toh bas apna ghar chahte hain.
Mujhe toh lagta hai Noida mein investment karna ab thoda risky ho gaya hai. Maine 2 saal pehle ek project mein book kiya tha Alistonia Estate ke paas. Builder ne bola tha 18 months mein possession, ab 30 months ho gaye aur koi signs nahi hain. EMI bhi jaa rahi hai aur rent bhi de raha hoon. Video ke numbers toh tab kaam aate hain jab delivery time pe ho aur appreciation ho. Yahan toh double burden ho gaya hai, saare calculations hil gaye hain.
U5, Alistonia Estate ke paas ek project hai, Ajayabpur side mein. Builder ka naam nahi lena chahta but unka RERA record dekh lo, bahut delays hain. Jaise U4 ne bataya, delivery time pe nahi hoti toh saare calculations hil jaate hain. Mera friend bhi wahan stuck hai.
Oh no, that's tough! Which builder hai yeh? Aur kis area mein exactly, Alistonia Estate ke paas toh kaafi projects hain?
Bhai, woh rent vs buy video maine bhi dekha. Mind-blowing calculations hain yaar. Especially jab usne bataya ki 10 saal mein rent kitna badhta hai aur EMI ka kya scene hota hai. Noida mein abhi jo prices chal rahe hain, especially in areas like Alpha I Greater Noida, kya us logic se buy karna sensible hai? Mujhe toh lagta hai ki emotions se zyada numbers pe focus karna chahiye, but current market rates dekh ke darr lagta hai.
Main bhi U1 ki baat se agree karta hoon. Video convincing hai. Par Alpha I mein jo prices hain, woh toh budget ke bahar hain. Kya pata, long term mein benefit ho, but short term mein toh lagta hai ki rent better hai, for us first-time buyers at least.
Sahi keh rahe ho. Numbers toh theek hain, par Noida mein rates abhi sky-high lag rahe hain. Kya ROI nikalega itne mein?