Noida's rental yields are a total lie, change my mind

New metro line is supposed to improve connectivity in Sector 96. That might increase rental demand (and prices).

Ultimately, it's a gamble. Noida is a growing city, but there are no guarantees. Do your research and don't believe the hype.

It all boils down to this: advertised yields are marketing. Real yields are reality. Adjust your expectations accordingly.

So, OP, what are you going to do? Stick to mutual funds or take the plunge in Noida real estate?

Rising interest rates are also impacting rental yields. It's a tough market right now.

Don't forget about the tax benefits on home loans. That can significantly improve your overall return.

True, tax benefits are a factor. But still, the hassle factor is high. I'm leaning towards selling and just investing in index funds. Less stress.

Check amenities completion before booking, I made that mistake. They promised a swimming pool and a gym, but all I got was a muddy patch of land.

Be careful — this builder has 3 delayed projects. Do your due diligence before investing any money.

What about commercial properties? Are the yields any better? I'm thinking of investing in a shop in a local market.

Possession mila kya? That's the real question. Delay after delay, these builders are looting us.

I think a lot depends on your definition of 'worth it'. If you're purely looking at ROI, mutual funds might be better. But property is also an asset you can live in or pass on to your kids.

I bought a 2BHK in Sector 93B three years ago. Advertised yield was 7%, actual yield is closer to 4%. But the capital appreciation has been pretty good. Property values have almost doubled since then. So it's not all bad.

Capital appreciation is the only saving grace. Rental income is just chillar these days. But can you actually sell when you want to? That's the question.

Disagree. It depends on the property and how you manage it. I'm getting closer to 6% in Sector 75, but I self-manage and found a good tenant. SS Group is risky though, heard mixed reviews.

3-4% seems right to me. Plus the headache of finding tenants, dealing with repairs... I bought in Sector 150 thinking I'd get great returns, but reality hit hard. Now I'm stuck with a property I can't even sell at the price I bought it for.

Which SS Group project are you looking at? They have a few in 96. The location is good, but builder reputation is key. RERA registration number check karo before you do anything.

Haan exactly, Noida mein yahi problem hai. They promise the moon, but deliver a crater. I'm thinking of selling my investment property and putting the money in a fixed deposit instead. At least guaranteed return toh milega.

Don't forget property taxes! They keep increasing every year. And good luck evicting a tenant if they stop paying rent. The legal process is a nightmare.

Totally agree! These advertised yields are a joke. Sector 96 is decent, but those maintenance charges will kill you. I'm seeing maybe 3.5% max. Mutual funds are looking better and better, bhai.