K
Kuldeep Singh
posted on 15 MayPayment plan confusion for my Gurugram 3BHK
Since January I've been shortlisting flats in this city, honestly fed up of renting. Landlord ne rent phir badha diya, so finally taking the plunge. I'm looking at a 3BHK in Sector 70A, Sidhartha Group ka project. Price around ₹2.2 Cr hai. Builder do options de raha hai for payment. Ek hai construction-linked, jismein initial burden kam hota hai. Dusra option mein thoda upfront down payment with lower EMIs later. Matlab, construction-linked mein interest chalega. Down payment mein thoda discount mil jayega, but cash out-of-pocket zyada. EMI vs rent math already headache hai. Which payment plan is smarter for an end-user like me who wants to move in as soon as possible?
#payment-plan#first-time-buyer#gurugram#sector-70a#emi-vs-rent
Comments
Before deciding on payment plan, first focus on the builder's reputation for this particular project. Sidhartha Group ke previous projects ka possession status kya raha hai? Koi delay toh nahi hua hai past mein?
I had a bad experience with Sidhartha Group a few years back for a project in Sector 69. Promised possession in
Haan, U8 ne jo pucha, RERA ID check karo. Sidhartha Group ka ek project near Airport Road (Gurgaon side) kaafi delayed tha, but this one in 70A seems to have a valid RERA and completion is shown for 2026 end. Toh thoda research karna padega.
Totally understand the rent headache, bro! My landlord also increased it by 15% this year. It feels like throwing money away. Buying is definitely the way to go.
2.2 Cr for Sector 70A? Thoda high nahi lag raha? Sidhartha Group ka track record bhi utna solid nahi hai for timely delivery. Be cautious, bhai. Don't rush into anything just because rent is pinching.
Sahi baat hai, project ka RERA registration check kiya kya? Aur uska completion date kya hai as per RERA? Yeh bahut important hai.
Agreed with the caution. My friend booked with a different builder in Sector 70A, near Badshahpur, and got stuck for 3 years beyond the promised date. Construction-linked plan mein interest aur rent dono bharna pada. It was a nightmare. Always check RERA completion dates vs actual.
Yaar, prices have shot up everywhere in Gurugram, especially near SPR. 70A is well-connected. Sidhartha Group ke kuch projects toh on time deliver hue hain. Which specific projects are you referring to when you say track record is not solid?
Since January I've been shortlisting flats in this city, honestly fed up of renting. Landlord ne rent phir badha diya, so finally taking the plunge. I'm looking at a 3BHK in Sector 70A, Sidhartha Group ka project. Price around ₹2.2 Cr hai. Builder do options de raha hai for payment. Ek hai construction-linked, jismein initial burden kam hota hai. Dusra option mein thoda upfront down payment with lower EMIs later. Matlab, construction-linked mein interest chalega. Down payment mein thoda discount mil jayega, but cash out-of-pocket zyada. EMI vs rent math already headache hai. Which payment plan is smarter for an end-user like me who wants to move in as soon as possible?