Rajkot buyers, is upgrading to 3BHK worth the jump?
Kalawad Road keeps coming up every time I shortlist something. Currently in a 2BHK near Nana Mava and thinking of upgrading to a 3BHK around Decora Group projects. Price ₹85L tak touch kar raha hai. Already have a home loan, so is the price jump worth it right now? Rental yields 3-4% hi dikh rahe hain, to kya hold karna smarter move hoga?
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Decora wale site pe visit kiya tha aapne recently? Final deal price kitna drop kar rahe hain counter pe baithne ke baad?
Honestly I feel 2BHK to 3BHK upgrade tabhi justify hota hai jab ghar mein kids bade ho rahe ho ya parents shift ho rahe ho. Main bhi 6 mahine se confuse baitha hoon. Har broker alag rate quote karta hai, koi 4200 bolta hai koi 4800 per sqft. Aise market mein jump maarne se darr lagta hai ki kahi top of the cycle pe na buy kar loon. Ek taraf lagta hai rate aur badh jayenge, dusri taraf job market ka stability dekh ke rukne ka mann karta hai.
Totally agree with your point about cycle top. Mujhe toh lagta hai thoda correction aayega jab new inventory launch hogi year end tak.
Decora ka construction quality solid hai no doubt, but 85L is way too steep. Rajkot market right now feels super inflated because of all the AIIMS and ring road hype. Agar emergency nahi hai space ki toh hold karna better hoga.
Aapke question ka seedha jawab doon toh agar existing 2BHK bech kar fund kar rahe ho tabhi jump banta hai, fresh EMI toh trap ban jayegi. Mere cousin ne Krishna Kunj ke paas liya tha 3BHK last year around 78L. Abhi rates itne spike ho gaye hain Rajkot mein ki negotiation space zero dikh raha hai. If rental yield is just 3%, as an investment it makes zero sense, bas family space ka need hai toh hi dekho.
Tanker problem Krishna Kunj pocket mein mostly solved hai bhai, Narmada line connect ho chuki hai. Lekin 85L for 3BHK on Kalawad Road is too much for a middle class budget, builder floor type options bhi check kar sakte ho.
Krishna Kunj side waise water supply ka scene abhi theek hua kya? Main wahan 2BHK dekh raha tha par kisi ne bola tankers bulane padte hain summer mein.
Bhai 85L sunte hi heart rate badh gaya mera. Already ek home loan chal raha hai toh dusra risk lena sahi hoga kya? Kalawad Road waise toh prime hai but itna stretch karna mujhe bahut risky lag raha hai.
Kalawad Road par Decora ke projects premium toh hain, but kya existing 2BHK sell karke equity transfer karne ka plan hai ya fresh loan lene ki soch rahe ho?
Sahi mein yaar, loan ke upar ek aur loan ka stress bohot heavy hota hai. Maintenance bhi 3BHK ka seedha double ho jata hai, woh hidden cost koi calculate hi nahi karta.