Y
Yash Sethi
posted on 12 MayRajkot investors: Construction-linked plans are a bad deal?
Budget finalised, loan pre-approved – ab payment plan pe atka hoon. From my experience, construction-linked payment plans (CLP) are actually a trap for investors. Everyone says safer, but you're just funding the builder's project for free for years. For a 3BHK on Kalawad Road, even at ₹1.2 Cr, a good down payment scheme can unlock better spot discounts and improve your ROI. Why spread payments over 3 years when you can get a better total cost of acquisition now? People glorify CLPs, thinking it's less risky, but it's often less capital efficient. I've seen this pattern before. Change my mind.
#payment-plan#roi#investor-strategy#rajkot-property#negotiation-tactics
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Budget finalised, loan pre-approved – ab payment plan pe atka hoon. From my experience, construction-linked payment plans (CLP) are actually a trap for investors. Everyone says safer, but you're just funding the builder's project for free for years. For a 3BHK on Kalawad Road, even at ₹1.2 Cr, a good down payment scheme can unlock better spot discounts and improve your ROI. Why spread payments over 3 years when you can get a better total cost of acquisition now? People glorify CLPs, thinking it's less risky, but it's often less capital efficient. I've