RTM peace vs UC gamble: Is the premium worth it in Pune?

Everyone glorifies under-construction for 'better prices' but nobody talks about the hidden stress and delays. I'm finally taking the plunge, fed up of renting after landlord raised rent again; my EMI vs rent math is clear. Supreme Amadore in Pune, being ready-to-move, feels sahi for peace of mind. It's in the ₹2.40 Cr - ₹3.63 Cr range. But yaar, total cost of ownership for RTM is scary. Stamp duty, registration, interiors, sab ek saath. Is the immediate possession premium truly worth it, or am I overthinking UC risks like delays and quality issues? Change my mind.