Should I trust under-construction projects now?

Visited a couple of Godrej projects near SPR last weekend. The 3BHKs look good for my family, with kids' school admission soon. I'm really torn between under-construction and ready-to-move. After RERA horror stories, is going for under-construction truly safe? My wife's priority is a safe neighborhood. Is the ready-to-move premium worth it, or should I risk it for better pricing?