Struggling with Rajkot 3BHK costs, especially stamp duty shock
Honestly, I'm finding this 3BHK upgrade hunt way more complicated than my first 2BHK. We're currently in a 2BHK near Kalawad Road, thinking of upgrading to a 3BHK or even a small villa around Mota Mava. My budget is around ₹90L for a 3BHK. I saw a project by Ansal API and the base price felt okay, but then the stamp duty and registration charges hit me. Is it really 4.9% in Rajkot for women, or 5.9% for men? That's a massive chunk on top. I'm trying to figure out the true 'all-in' cost, but this stamp duty component feels like a huge variable that can push my budget. Builders quote one price, then add PLC, parking, and maintenance, but the stamp duty amount is fixed by government. Are there any hidden clauses or ways to estimate this accurately *before* getting too deep? Not sure if it's ever negotiable or if some builders offer schemes. My current home loan is already a thing, so I need clarity on the final amount.
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Exactly! I was looking at a 3BHK near Mota Mava too, and the 5.9% for men is a killer. My agent tried to sugarcoat it, but when you do
Bhai, you're not alone! Ye stamp duty aur registration charges toh alag hi level ka shock dete hain. Builders bas base price dikhate hain, baaki sab chhupa rehta hai. Mera bhi yahi haal hua tha jab 2BHK liya tha.