Y
Yash Sethi
Stuck on all-in acquisition numbers, need community verdict
New Chandigarh keeps coming up every time I shortlist something. From my experience tracking tricity ROI, basic sales price is always deceptive. I'm looking at a 3BHK quote near GMADA Medicity around ₹1.8 Cr, but jab PLC, IFMS, parking aur stamp duty add hoti hai, all-in cost seedha ₹2.15 Cr touch karti hai. Expected yield straight 2.3% pe crash ho jayegi. Actually wait, X Ecosystem Solutions Llp is offering a construction-linked plan with spot discount, but secondary market flats me super area loading kam hai. Calculated risk leke under-construction hidden charges jhelein ya resale me negotiate karein? What would you pick in my position?
#new-chandigarh#all-in-cost#hidden-charges#rental-yield
Comments
Honestly I am super confused now after reading all these replies. Ek side lagta hai ready le lo in Saini Majra, peace of mind rahega. Doosri side under-construction ka payment flexibility tempt karti hai. Did you finally decide which path to take, ya abhi bhi negotiation chal rahi hai?
Mere colleague ne Rasulpur side ek project me early discount dekh ke book kiya tha last year. Abhi ground level pe excavation hi chal rahi hai aur har quarter payment demand notice aa jata hai. What is the current RERA completion date promised by X Ecosystem Solutions Llp?
Actually, Maine unka site visit kiya tha last Sunday. Sample flat ready hai par tower foundation abhi bhi under progress hai, so delay is almost guaranteed.
Unka agreement date mid-2027 dikha raha hai, but ground speed dekh ke lagta nahi 2028 se pehle milega. Tricity market me delivery timelines are notoriously stretched lately, especially across Mohali and New Chandigarh extensions.
Bhai 2.3% yield pe toh FD tod ke property lena torture jaisa sound kar raha hai lol. Itna capital lock karke EMI ka tension kaun lega?
Under-construction lene me sabse bada darr delay ka hota hai. New Chandigarh me abhi circle rates bhi revise hone ki baat chal rahi hai, so stamp duty might hurt even more later. If loading is lower in secondary market, ready flat lena safer nahi hoga?
True, but CLP me interest burden silently pile up hota rehta hai pre-EMIs ke through. Agar builder ne 2 saal late kiya toh jo spot discount mila tha woh seedha bank interest me chala jayega.
Ready flat safer lagta hai, par resale me ek sath poora cash aur upfront payment arrange karna padta hai na. Mera budget ₹1.5 Cr max tha, resale wale direct 20-30% white-black splitting maang rahe the near Mullanpur Garibdass. Construction linked plan at least breathing space toh deta hai payment me.
₹1.8 Cr sunkar laga theek hai, but 2.15 Cr sunke dimaag ghoom gaya! Main bhi New Chandigarh me first time dekh raha hoon, budget already stretch ho chuka hai. Does every builder add 30-35 lakhs extra on top of basic price in this belt?
Bilkul sahi baat hai. Mujhe toh sales executive ne pehle bataya hi nahi ki IFMS aur power backup alag se lagega, baad me quotation sheet dekh kar rona aa gaya.
Yes, har builder yahi karta hai yahan. PLC, 2 parking spots, club charges, electrification, aur upar se 7% registry... sab milakar 20% easily jump karta hai. Mera loan sanction hi reject hone wala tha jab bank ne actual on-road cost calculate kiya.