V
Vikram More
posted on 13 MayStuck on payment plans for our Gurugram flat
Is construction-linked payment really better for an end-user like me, or should I just do down payment? My kids have moved out, so we're selling our big house and looking for a manageable 2BHK in Gurugram, maybe around Sector 57. We saw some NBCC projects, and the brokers keep pushing CLP, saying it's safer. But I'm thinking about the EMI stress while waiting for possession. Also, what's the deal with brokers? Can they actually get better terms, or are they just after their commission? We're trying to keep the all-in cost for a 2BHK under ₹1.8 Cr. Any advice on payment plans or dealing with brokers in Gurugram would be really helpful. Not sure if I'm overthinking this.
#payment-plan#end-user#gurugram#broker-advice#sector-57
Comments
Brokers toh apna commission dekhte hain, mostly. I remember one pushing me for a project near Airport Road that had RERA issues. Be careful, they'll say anything to close the deal!
Toh fir brokers ko avoid hi karna chahiye kya? Ya koi reliable way hai find karne ka, without getting fleeced?
Sahi keh rahe ho. I once almost fell for a scheme in Baliawas. The broker promised so much, but when I checked RERA, the completion date was way past due. Always verify everything yourself, especially the builder's track record and project approvals. Don't blindly trust anyone's word.
Yaar, CLP mein tension toh hoti hai. Builder date pe date deta rehta hai, aur apni EMI chalti rehti hai. Totally feel your stress!
But what if builder trustworthy hai? Then isn't CLP better for cash flow, especially if you're selling another property?
Exactly! My friend booked in Badshahpur, CLP tha, 2 saal late ho gaya project. EMI aur rent dono de raha tha. Bahut mushkil hota hai, especially when you're budget-conscious like us.
Is construction-linked payment really better for an end-user like me, or should I just do down payment? My kids have moved out, so we're selling our big house and looking for a manageable 2BHK in Gurugram, maybe around Sector 57. We saw some NBCC projects, and the brokers keep pushing CLP, saying it's safer. But I'm thinking about the EMI stress while waiting for possession. Also, what's the deal with brokers? Can they actually get better terms, or are they just after their commission? We're trying to keep the all-in cost for a 2BHK under ₹1.8 Cr. Any advice on payment plans or dealing with brokers in Gurugram would be really helpful. Not sure if I'm overthinking this.