Under-construction premium in Ghaziabad is a myth.

Okay I'll be honest — I completely underestimated how confusing this process is, especially comparing projects. I'm looking to upgrade from my 2BHK to a 3BHK in Ghaziabad. Initially, I thought Aradhyam Spa City Phase 1, being newer, would automatically be a better bet than Mahadev Kaveri and Saraswati Towers, given its higher price range. But then I realized the true cost isn't just the sticker price. Mahadev Kaveri, even if older, might offer a lower total cost of ownership due to stamp duty, maintenance, and maybe even faster possession. The premium for Aradhyam, being under-construction, feels like a gamble. For a 5-year investment, is that premium really justified? Or do older, ready projects like Mahadev Kaveri often give better returns after factoring in all costs? Already have a home loan, so EMI vs actual value is key. What's your take on this Ghaziabad-specific dilemma?