I
Irfan Syed
Under-construction projects near Global City are terrible value right now
₹45,000 monthly rent down the drain ja raha hai, so I'm finally taking the plunge. Landlord raised rent again and EMI vs rent math says buying makes sense now. Global City corridor ke aas-paas do options shortlist kiye hain for a 3BHK under ₹1.4Cr. First is a ready resale in Sector 37D around ₹1.15Cr, jahan EMI directly rent ko replace karegi. Second is an under-construction project closer to Global City asking ₹1.38Cr, but possession after 2.5 years... actually wait, 3 saal lag hi jayenge. Matlab rent plus EMI dono saath chalenge. Which would you pick if you were in my position? What does the community think, ready lena better hai ya under-construction?
#global-city#sector-37d#3bhk-gurgaon#emi-vs-rent
Comments
Shaam ko traffic sach mein heavy hota hai udhar, maine last weekend dekha tha. But again, under-construction mein 3 saal baad liveable infrastructure kaisa hoga kisko pata? So OP, final decision kya ban raha hai, did you negotiate further with the 37D owner?
Sector 37D is okay, but connectivity from Airport Road (Gurgaon side) during peak hours is turning into a daily nightmare with all the new trucks moving around. Ek baar shaam ko 7 baje drive karke dekho na us stretch par final advance dene se pehle. Kahin baad mein regret na ho?
Bhai direct math lagao na. Under-construction 1.38Cr plus 3 years rent of around 16 lakhs means your real cost is over 1.54Cr. Resale at 1.15Cr saves you flat 39 lakhs upfront! Us bache hue paise se interior karwa lo smoothly. Main toh bina soche 37D resale utha leta, it feels way safer for first-time buyers like us.
Honestly mujhe UC projects near Global City thode overhyped lag rahe hain right now. ₹1.38Cr for something on paper when the entire market is already sitting at peak pricing feels very risky. What if property rates correct by 10% next year after we commit all our savings?
Wahi toh darr hai na, I am so easily convinced by those swanky 3D walkthroughs! Lekin rent plus EMI ka double hit 36 months ke liye matlab almost 16-17 lakhs extra out of pocket just waiting for keys.
Correction ka toh pata nahi par mere office ke colleague ne Badshahpur side liya tha under-construction aur 2 saal se possession latka hua hai. Ready flat mein at least you see the quality with your own eyes, floor tiles se leke seepage issues tak sab pata chalta hai. New launches mein sales pitch sun ke sab gold lagta hai pehle.
Bro 45k rent plus under-construction ka EMI will literally break your back! Main bhi same situation mein tha last year aur ready resale lene ka decide kiya. At 1.15Cr in 37D, peace of mind is priceless. Waise 37D mein specific society kaunsi shortlist ki hai aapne?
OC aagaya hai wahan mostly, but I agree with your point about dual burden. Agar builder ne 3 saal ko 4 saal kar diya toh calculation fail ho jayegi completely.
Bhai society ka naam zaroor batana kyunki BPTP ya Signature ke purane blocks mein maintenance charges alag se pocket kaat lete hain. Main khud pehli baar buyer hoon aur itna confusion hota hai paperwork dekh ke ki darr lagne lagta hai. Is the OC already received for that 1.15Cr unit?