Under-construction risk in Noida is totally overblown

Currently in a 2BHK in Sector 130 and thinking of upgrading. Everyone keeps saying 'ready-to-move' is the only safe option after all the delays, but honestly, is the premium worth it? I'm seeing Novel Group offering some decent under-construction rates. My EMI is already pretty high, and I'm not sure I can swing a much bigger loan. Plus, the rental yield on ready-to-move doesn't seem that great. Heard RERA is actually working now, so maybe under-construction isn't as scary as it used to be? Anyone have experience with this recently? Is the price jump for OC justified, or are we missing something? What do you think? Are the risks really that high now?