S
Sunita Singh
posted on 12 MayUpgrading to 3BHK for kids, feeling lost with payment plans
Honestly, I'm feeling lost with this whole process. We need a 3BHK for the kids, ideally near Kothrud for schools. Rudved Buildtech Llp showed us a pre-launch, claiming discounts. Is pre-launch pricing usually better, or just marketing? And for new projects, is a construction-linked payment plan always smarter than a bigger down payment? What are the catches?
#3bhk#kothrud#pre-launch#payment-plan#rudved-buildtech
Comments
The current market conditions in Pune are already quite high, especially for a 3BHK in a prime locality like Kothrud. A genuine pre-launch discount would be rare unless it's a very new developer trying to establish themselves. What kind of per sqft are they quoting, if you don't mind sharing?
Exactly! Don't just look at the discount percentage, look at the absolute price. Sometimes, they inflate the base price and then give a 'discount'. Also, check the carpet area vs. super built-up. That's where most builders play games. What amenities are included in that price?
Totally agree. Kothrud is premium. If the per sqft rate is significantly lower than market, that's a red flag. Always compare with ready-possession projects in the vicinity. You'll get a clearer picture.
Rudved Buildtech Llp? I've heard mixed reviews about them. Ek baar unke previous projects ka possession status check kar lo. Kothrud area mein competition zyada hai, so maybe they are just trying to lure buyers with 'discounts'.
The payment plan confusion is real! I'm also wondering about CLP. My agent says it's safer because you pay as construction progresses, but what if construction stops? Is it better to just put a larger down payment and get a better loan rate?
Honestly, CLP is only 'smarter' if you trust the builder implicitly. My brother went for a CLP for a project near Ambegaon Budruk, and the builder delayed for 2 years! He was paying rent AND EMI for a house that wasn't even halfway done. It's a huge mental and financial drain. Be very, very careful.
Good question! CLP does reduce your immediate financial burden and theoretically ties your payments to actual progress. But yes, if construction halts, you're stuck paying EMI for a non-existent asset. A bigger down payment might get you a slightly better rate, but then you're heavily invested from day one.
Bhai, Kothrud mein 3BHK for kids? Budget kaise manage karoge? Pre-launch discounts are usually a trap. They show you a lower price, but by the time it's possession, you've paid more or faced delays. Happened to my friend in Sinhagad Road.
Not always a trap, yaar. Sometimes, if the builder is reputed, pre-launch can actually fetch you a good deal. My neighbour got a great price for his 2BHK in Amanora Park Town during pre-launch. It's about due diligence. Check their RERA history and past projects.
Exactly! My cousin booked a pre-launch in Akurdi and the promised amenities never materialized. Builder ne bas paper pe dikhaya tha. Always be careful with these 'special offers'.
Honestly, I'm feeling lost with this whole process. We need a 3BHK for the kids, ideally near Kothrud for schools. Rudved Buildtech Llp showed us a pre-launch, claiming discounts. Is pre-launch pricing usually better, or just marketing? And for new projects, is a construction-linked payment plan always smarter than a bigger down payment? What are the catches?